Smart Valuation for Urban Properties
India's first AI-powered property valuation platform combining GIS intelligence, regulatory compliance, and machine learning — built for valuers, banks, and real estate professionals.
Integrated with Government Data Sources
Property Valuation in India is Broken
A $500 billion real estate market still relies on manual processes, subjective judgments, and fragmented data.
Slow & Manual
Traditional valuation takes 3–7 days with site visits, manual data collection, and Word/Excel reports.
Inconsistent
Two valuers give vastly different values for the same property. No standardized methodology.
Fraud Risk
Over/under-valuation for loan fraud and tax evasion. RBI has flagged this as a systemic risk.
Regulatory Maze
Ready Reckoner, Stamp Act, FSI, DCR, CRZ — rules change annually and vary by location.
No Spatial Context
Valuations ignore proximity to metro stations, flood zones, and upcoming infrastructure projects.
Data Silos
Property data fragmented across IGR, RERA, municipalities, and private portals.
Everything You Need for Accurate Valuations
Six powerful modules working together to deliver fast, reliable, and compliant property valuations.
Ready Reckoner Engine
Digitized ASR database for all Maharashtra zones. Instant lookup, searchable, and mapped on GIS. Auto-apply rates with adjustments.
GIS Spatial Analysis
Interactive maps with DP overlays, CRZ zones, flood risk, transit proximity, and location intelligence scoring (0–100).
AI Valuation Engine
Ensemble ML models (XGBoost + GNN + LSTM) delivering automated valuations with <10% variance and confidence intervals.
Bank-Ready Reports
Pre-built templates for SBI, HDFC, ICICI & more. AI-generated narratives, auto-embedded maps, and digital signature support.
Regulatory Compliance
Auto-apply Maharashtra Stamp Act, DCR/FSI norms, RERA guidelines, CRZ restrictions, and Income Tax Section 50C.
Mobile Field App
GPS-tagged photos, AR measurement, offline mode, and geo-fencing verification for site inspections.
From Property to Report in 4 Steps
Enter Property Details
Input CTS/Survey number, pin on map, or search by address. System auto-detects Ready Reckoner zone and pulls data from IGR, RERA, and Mahabhulekh.
AI + GIS Analysis
Our engine computes location score, finds comparable sales, overlays DP/CRZ zones, runs multi-method valuation, and identifies anomalies.
Review & Adjust
Side-by-side comparison of AVM value, Ready Reckoner value, comparable-based value. Select comparables, override methods if needed.
Generate Report
Select bank format, AI generates narrative, maps and photos auto-embed. Digitally sign and submit via portal or API in minutes.
Every Property Has a Spatial Story
Traditional valuation ignores what's around a property. UrbanValuer uses GIS to give every valuation full spatial context — from flood zones to future metro lines.
How GIS Transforms Property Valuation
Click Any Location → Get Ready Reckoner Rates
We've digitized Maharashtra's entire Annual Statement of Rates (ASR) and mapped it on GIS. Click anywhere on the map to instantly see applicable government rates — by property type, zone, and construction class.
See What's Planned — Development Plan Overlays
Overlay municipal development plans to see proposed roads, metro lines, reservations, and zone classifications. Understand how upcoming infrastructure will impact property values before the market catches up.
Risk Mapping — Floods, CRZ, Hazards
Properties near coastlines, flood plains, or high-tension lines carry hidden risk. Our GIS layers map CRZ demarcation, NDMA flood zones, and environmental hazards — so you never overvalue a risky property.
Proximity & Accessibility Scoring
Automatically calculate distances to metro stations, highways, hospitals, schools, and markets. Generate isochrone maps showing 5/10/15 minute travel zones. All factors feed into our Location Intelligence Score.
Find Comparable Sales Spatially
Draw a radius or polygon on the map and instantly find all registered transactions in that area. Filter by property type, area, date, and price range. See what similar properties actually sold for — not just listed prices.
Price Heatmaps by Micro-Market
Visualize price-per-sq.ft distribution across entire cities. Identify undervalued pockets, track how values change block-by-block, and spot emerging micro-markets before they peak.
Not One Model. An Ensemble.
Four specialized ML models working together — understanding property features, spatial context, market trends, and visual condition — to deliver valuations you can trust.
Gradient Boosting
XGBoost / LightGBM
Primary model using 50+ structured features: area, floor, age, amenities, location score, RR rate, market cycle
Spatial Neural Network
Graph Neural Network
Learns how surrounding properties, infrastructure, and amenities influence value through spatial dependencies
Time Series Forecasting
LSTM / Transformer
Predicts price trends using historical transactions, macro indicators, and local development triggers
Computer Vision
CNN / ResNet
Analyzes property photos and satellite imagery for building condition, quality, view, and green cover
2BHK Flat, Kothrud, Pune
CTS No. 1234 • 850 sqft carpet • 3rd Floor • 8 years old
How AI Solves Every Valuation Challenge
AI generates instant AVM estimates in seconds. Full assisted valuations in under 30 minutes.
ML models trained on lakhs of actual transactions deliver consistent, data-backed valuations with confidence intervals.
Anomaly detection flags suspicious transactions. Every valuation is benchmarked against AVM — deviations are highlighted for review.
OCR + NLP extracts data from 7/12 extracts, sale deeds, and property cards — even handwritten Marathi documents.
Time series models forecast price movements by micro-market. Know if an area is rising, stagnating, or cooling before you value.
Claude AI generates professional report narratives in English, Hindi, or Marathi — describing property, location, market, and rationale.
Be the First to Experience UrbanValuer
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